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Latest News For You | For Agency Professionals
Finding Housing You Can Afford
More Online Resources to Inform and Educate
If you have read the NJ 2-1-1 Housing Section in its entirety you now understand what subsidized housing is and how it works; you've become familiar with housing assistance programs that are available in our state and you have learned a bit about the resources created to address specific populations.
For the most up-to-date information on available and affordable housing in your community, use the NJ Housing Resource Center, an online service that provides information on current listings in towns throughout the state. If you do not have regular access to a computer, or if you are having trouble navigating the NJHRC site, dial 2-1-1 and our resource specialists will help you find appropriate resources.
If you think you may be eligible for Section 8 housing, contact the housing authority in your area.
Search the NJ 2-1-1 database for other local alternatives using the terms that best describe your need. Here are some suggestions:
- Housing, I&R
- Housing, Low Income
- Housing, Financial Assistance
- Housing, Section 8/Voucher
- Housing Location Assistance
- Housing, Seniors
- Housing, Shared
- Housing, Transitional
- Housing Payment Assistance
- Transitional Housing
Remember to geographically limit your search to find the most appropriate resources in your local area.
Services in Camden County This directory was compiled in 2009 by social service agencies throughout Camden County. The section devoted to housing provides a full listing of housing options with contact information.
Additional Links Regarding Home Ownership
Understanding the Home Buying Process - This 40 page guide was produced by the NJ Housing and Mortgage Finance Agency. In it you will find advice on assessing your finances; how to find a dream home; obtaining a mortgage; the closing process; answers to frequently asked questions about home buying and an in-depth glossary of related terms.
Mortgage Comparison Calculator This online tool is posted on the Federal Reserve Board Web site and is designed to help home-buyers compare the monthly payments and the amount of equity that is built in a home using several kinds of fixed and adjustable-rate mortgages.
Buying and Selling A Home This is a chapter from a publication of the American Bar Association. The entire book provides information on how the law affects individuals in all areas of their lives. This section is devoted entirely to the legal issues associated with home ownership.
Nine Steps to Buying a Home Found on the US Department of Housing and Urban Development Web site, this comprehensive review of the things you'll need to know about the home buying process begins with a discussion of how to determine what you can afford and ends with you signing the papers on your new home.
Is Homeownership Right for You? Created by Freddie Mac, this posting will help you sort through the tough decision about whether homeownership is in your best interest given your financial situation and future plans.
Public Housing Authority Local Offices Apply for public housing at your local Housing Authority office.
New Jersey Housing Resource Center This site provides current listings of affordable housing in New Jersey as well as many useful related resources.
Need Help? – Dial 2-1-1
You are encouraged to dial “2-1-1” 24 hours a day, seven days a week if you need help in understanding and finding available assistance services. Language translation and TTY services are offered to any caller. You can also search our database for services in your local community or Chat Live with an experienced community resource specialist. 2-1-1 will help identify with you the best local resources to fit your individual needs during times of distress or for life’s everyday situations.
If you know of additional resources that would be appropriate to include in this section, please let us know by contacting us via e-mail at info@nj211.org.
Sources for this page include:
http://www.state.nj.us/dca/hmfa/home/pub/hbp_brochure.pdf
https://www.federalreserve.gov/apps/mortcalc/
http://www.abanet.org/publiced/practical/books/family_legal_guide/chapter_4.pdf
http://portal.hud.gov/portal/page/portal/HUD/topics/buying_a_home
http://www.freddiemac.com/corporate/buyown/english/preparing/right_for_you/index.html
Page last modified on 12.15.09
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