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Many local resources are available through state agencies, departments and programs. If you don't find the resource you are looking for on this page, check our State Resources page which provides links to services in counties throughout the state.
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Financial Education through Hands on Banking for Military Program
Wells Fargo has joined forces with the National Foundation for Credit Counseling (NFCC) and is working within the Foundation's Sharpen Your Financial Focus initiative to bring the Hands on Banking for Military financial education program to service members in the continental United States. In addition to the group education designed to keep military personnel and their families on a path to financial stability, NFCC Certified Financial Professionals are ready to provide one-on-one personalized financial reviews, budget planning and concrete solutions to pressing financial concerns.
Military and veteran groups wishing to have a representative teach a class, or individuals interested in scheduling a one-on-one financial review with an NFCC Certified Financial Professional can contact the NFCC toll free at (855) 3-SHARPEN (855.374.2773). Learn more and find local resources. Learn about other financial resource programs by reading our Managing your Money pages.
Ready Vet Go is a program administered by Catholic Charities to serve veterans and their families who are homeless or nearly homeless. Assistance through this program is confined to residents in six southern NJ counties including Atlantic, Cape May, Camden, Cumberland, Gloucester, and Salem. The goal of the program is to stabilize the housing needs of veterans by providing outreach, intensive case management services, assistance with applications for VA benefits and other social services, legal counseling, health services, financial planning services and limited financial assistance in some circumstances. For further information call Cindy Lebron at 856.383.1762.
Needs Program for Bloomfield Residents
The United Way of Bloomfield provides assistance to military personnel and their families residing in the town of Bloomfield. Services provided are dependent upon the need expressed. For information call 973-748-1732.
Free Services for Military Women (Bergen County)
The Women's Rights Information Center offers programs to help women veterans or military spouses move forward towards economic self-sufficiency. Veterans may be eligible for referrals or funded computer training through the Bergen County One Stop Career System. Informational workshops, Vet-to-Vet self-help groups and a support group for survivors of MST (military sexual trauma) are currently forming. Email them for general information.
North Hudson Community Action Program (Bergen and Hudson County)
North Hudson Community Action Program assists veteran in the Bergen and Hudson County area through the SSVF Program and the Homes for Heroes Program, providing housing and supportive services. Eligible veterans must have served in active military, naval, or air service and have an honorable discharge. Their income must fall below 50 percent of the Area Median Income level. For more information, call 201.210.0101.
Cornerstone Family Programs
Military Families & Veterans Outreach Program
Contact: Leslie Young at 973-538-5260 x 124 for more information
Or call the Access Center-(1-800-984-1414) for an appointment
Cornerstone Family Programs assists families and veterans in Morris County throughout the difficult process of military deployment. Family needs are identified and support offered, including assistance in connecting individuals and families to needed services. Services may be provided in the home upon request.
Family challenges addressed include stress, anxiety, depression and marital issues; increased use of alcohol, drugs and overeating; parenting issues and children’s adjustment; financial pressures; Post Traumatic Stress Disorder; increased domestic conflict and problems re-entering family life and the work force. Services are provided by Cornerstone Family Programs, with assistance from a Military Families Advisory Committee.
The Military Families & Veterans Outreach Program also provides counseling to soldiers and their families pre-deployment, during deployment and readjustment counseling to help through life challenges at no cost to qualifying vets. Appointments are available during day and evening hours. The program partners with the Vet Center which provides readjustment counseling for veterans on Friday afternoons at their office in Morristown. All of the counselors and staff are veterans or have life long experience in assisting veterans and their families.
For the past twenty-five years, this non-profit organization has provided housing and essential services to young adults and individuals in recovery from a debilitating mental illness. In 2004, they focused their experience with residential recovery programs to help our former servicemen and women in dire need, opening the largest transitional housing program in New Jersey for homeless veterans. Community Hope operates 39 residential facilities and is home to more than 300 individuals in recovery. Their programs for veterans include VETS Early Transition; Supportive Services for Veteran Families (SSVF); and the Hope for Veterans Program. A description of each program follows.
VETS Early Transition
(Serving residents of Newark and surrounding areas.)
VETS focuses on crisis stabilization approach with an immediate focus on providing safe, rapidly-accessible housing. The program meets each veteran's most basic needs for a warm place to sleep, shelter, safety, food and clothing and works to gain their trust to engage them in accepting other needed services, such as healthcare and alcohol or drug detoxification.
The goal is to work with the veteran in stabilizing their situation and preparing them - within several months - to transition to longer-term transitional or permanent housing, where they can rebuild their self-sufficiency, improve their health and successfully overcome chronic homelessness.
For information and a referral call the Veterans National Homeless Call Center at 1-877-424-3838.
The Supportive Services for Veteran Families (SSVF) Program
(Serving residents of Bergen, Essex, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Passaic, Somerset, Sussex, Union and Warren counties in New Jersey and residents of Bucks, Lackawanna, Lehigh, Monroe, Northampton, Pike and Wyoming counties in PA.)
This homeless prevention program is designed to assist veteran families in maintaining their housing and/or rapidly re-housing veterans and their families. Veteran families will receive case management to assist them in developing a housing stability plan which may include support services, financial assistance and facilitating access to support services and benefits.
All veterans participating in the SSVF program must be engaged in a sustainable housing planning. Case management services may include: Housing counseling/housing search, securing utilities, mediation with property owners, financial budgeting, employment assistance and linkage between participant and available services/benefits. Temporary financial assistance may be available to eligible veterans who would be homeless but for SSVF financial assistance. These may include: rental assistance, utility payments, security payments, moving costs, child care and transportation expenses.
Low-income veteran families who find themselves in any one of the following circumstances will be considered for this program.
Learn more about this program by calling 855.483.8466 or email.
Hope For Veterans® Program
Hope for Veterans is a transitional housing program developed by Community Hope for veterans having honorably served our country in time of need who have since fallen upon hard times. Opened in 2004 with 70 beds, it has grown to be a 95-bed transitional housing program and is the largest and most comprehensive program for homeless veterans in New Jersey . The goal of the Hope for Veterans initiative is to provide a safe, supportive environment wherein former servicemen and women can start rebuilding their lives. Veterans are encouraged to achieve sustained independence and financial self-sufficiency by obtaining employment.
In partnership with the Lyons Veterans Affairs staff, Community Hope provides the following intensive services: Transitional housing for up to two years; Recovery services for substance abuse and depression, post traumatic stress, and other forms of mental illness; Case management services linking veterans to health and rehabilitation services; Access to job programs; Access to benefits and counseling in budgeting skills to enhance financial self-sufficiency and linkage to affordable housing upon graduation.
To make a referral, call (908) 647-5717 ext 325
American Red Cross
American Red Cross communication services keep military personnel in touch with their families following the death or serious illness of a family member or other important events, such as the birth of a child. The information or verification in a message assists the service member's commanding officer with making a decision regarding emergency leave. In addition, financial assistance may be available for emergency travel, counseling information and referral, veterans transportation and humanitarian reassignment.