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Avoiding Foreclosure Scams

The thought of losing one’s home through foreclosure is a frightening prospect. In desperation, many homeowners fall victim to con artists who offer to help them save their homes, but ultimately make the situation worse.These con artists cheat homeowners out of thousands of dollars and their homes through deceit, deception, and lies. 

"Predatory lending" has become shorthand for describing a variety of lending practices that may be disadvantageous to borrowers. It can mean any type of abusive lending practice where the lender benefits through unworthiness, deceit, misrepresentation, bad faith, or dishonesty. Learn more.

Glossary of Mortgage Terms

Understand the financial terms that are used when speaking about mortgages and refinancing. Use this glossary of mortgage terms as your reference guide.

Mortgage Calculator

Determine what mortgage you can really afford by using this mortgage calculator.

These lenders have been approved by the NJ Housing and Mortgage Finance Agency Approved Lender List for HMFA Program Participation.

How to File a Complaint with the NJ Department of Banking and Insurance

If you think you have been victimized by predatory lending practices, want to file an inquiry or lodge a formal complaint, you can do so by:

Phone: 609.292.7272 or 800.446.7467 (Consumer Hotline)


Fax: 609.454.8468

Mail: NJDOBI, P.O. Box 471, Trenton, NJ 08625-0471

Instructions and downloadable forms are available on their website.