Organizations Promoting Financial Literacy and Resource Tools
Financial Literacy Leads to Empowerment
There are many websites devoted to encouraging financial literacy. All offer resources and tools that can be downloaded for free. Some organizations provide low-cost or free financial counseling. Explore your options and take advantage of what you can. To learn about United Way's financial empowerment efforts in your community see our page on local financial initiatives.
New Jersey Citizen Action
New Jersey Citizen Action conducts free coaching services for low and moderate-income families and individuals as well as educational workshops on fair housing laws, consumer financial protections, predatory lending, and other financial frauds. Workshops are available in English and in Spanish.
America Saves is dedicated to helping individuals save money, reduce debt, and build wealth. Along with the online tools offered on their website, individuals can view financial educational materials and learn about the importance of setting financial goals. Blog entries include such topics as 5 Signs You Are In Financial Trouble; Positive Peer Pressure and the Envelopes in the Cupboard: Adolescents Now Prioritizing Saving; Dig Yourself Out of Debt Action Plan, and New Theme: Paying Off High-Cost Debt. Read their short but very informative publication Importance of Credit History and Successful Saving.
The Financial Planning Association
The Financial Planning Association offers an array of trustworthy, useful resources organized by life events.
Social Security Administration
The National Foundation for Credit Counseling
The National Foundation for Credit Counseling (NFCC) and its member agencies have developed and delivered financial education programs and counseling services to millions of Americans for nearly 60 years. NFCC offers counseling on a wide array of topics and situations. Learn what to expect during a counseling session.
Their website offers basic information, as well as consumer tips, videos, calculators, and other resources designed to help you boost your financial well-being. To schedule an individual financial counseling session and receive customized guidance, call 800.388.2227 or find a member agency in your area.
The NJ Coalition for Financial Education
The NJ Coalition for Financial Education is dedicated to advancing financial literacy and education throughout New Jersey. This organization offers educational seminars for individuals and teachers in various locations throughout the state.
The College Affordability Guide is dedicated to bringing together disparate bodies of data to produce a more holistic (but also focused) view of which colleges are likely to be the best value for the money. Use their College on a Budget tool to help you learn valuable strategies for reducing your living expenses, including common support programs that can save you money on healthcare, housing, utilities, and more.
Smart About Money
Smart About Money is an independent, nonprofit foundation committed to educating Americans on a broad range of financial topics and empowering them to make positive and sound decisions to reach their financial goals. It was designed to help you:
- Get quick tips on budgeting, reducing debt, setting financial goals, and more
- Find a wealth of information to help you with all of life's financial challenges whether you are starting your first job or getting ready to retire
- Locate information on a broad range of financial topics contributed by many organizations throughout the U.S.
Take Charge America
Take Charge America is committed to helping people around the country improve their financial future. The staff works with individuals and families facing a variety of financial challenges to help them achieve self-reliance, financial stability, and financial independence. Services include:
- Financial education
- Credit counseling
- Debt management
- Student loan support
- Pre-bankruptcy counseling
- Housing counseling including foreclosure prevention counseling, pre-purchase counseling, reverse mortgage counseling
Financial Education for Military Personnel
Hands on Banking provides military personnel with financial education designed to keep them and their families on a path to financial stability.