STAY INFORMED OF COVID-19 GOVERNMENT ANNOUNCEMENTS, PROGRAMS AND SERVICES

For information about vaccines and transportation, & help with basic needs, read our COVID-19 web pages. For alerts/updates, text NJCOVID to 898-211. Live help on COVID-19 information is available - dial 2-1-1. Reach healthcare pros at 1-800-962-1253.

Local Programs Foster Financial Stability

Below you will find a brief description of United Way initiatives that foster financial stability. In addition to organizing their own events, local United Way offices provide funding to existing community agencies to put initiatives into action for the benefit of the individuals and communities they serve. See what local United Way initiatives are at work in your county.

Searching our Resource Database

For a comprehensive listing of programs and agencies dedicated to fostering financial stability search the NJ 211 database located at the top of this page using the "Need/Topic" terms financial counseling or family success centers.

Atlantic, Burlington, Camden, Cape May, & Cumberland Counties

The programs directed by the United Way of Greater Philadelphia and Southern New Jersey foster self-sufficiency and promote free tax preparation that helps low-income residents capitalize on specialized tax credits like the Earned Income Tax Credit, Child Tax Credit, and the Education Tax Credit.

Through an initiative known as the Impact Fund and the Lubert Individual Development Accounts (IDA) Program, this United Way is also helping residents save money to achieve long-term goals. The Lubert IDA Program is a savings program that helps working individuals save for post-secondary education or their first home. By matching the investments of participants, the United Way helps them to establish a pattern of regular saving and provides participants with financial education, covering topics such as establishing good credit, budgeting, and long-term money management skills.

Essex County

United Way of Northern New Jersey serves communities of northern Essex County: Caldwell, Cedar Grove, Essex Fells, Fairfield, Glen Ridge, Livingston, Montclair, North Caldwell, Roseland, Verona, and West Caldwell. Their mission is to ensure all North Essex families and individuals are supported on their path to self-sufficiency. They provide residents with financial education that focuses on budgeting, saving, building credit, and more. United Way works with community partners to provide free tax preparation, while also helping low- and moderate-income residents capitalize on specialized tax credits like the Earned Income Tax Credit, Child Tax Credit, and the Education Tax Credit. Their employment resource center is designed to help residents obtain jobs by offering career counseling, workforce development workshops, and computer training.

The Family Success Center is located in Montclair at 60 South Fullerton Avenue, Room 205. It is open Monday through Friday from 9:00 am to 5:00 pm. Residents are encouraged to meet with coordinators to discuss their unique needs. Spanish speaking staff is available throughout the week. Call 973.993.1160 to learn more.

United Way of Greater Newark serves 13 communities in Essex County. As the backbone of the Newark Asset Building Coalition, United Way of Greater Newark forges the pathway to financial stability through Volunteer Income Tax Assistance (VITA), Financial Literacy Workshops, Credit Counseling, and FAFSA prep

Gloucester County

The United Way of Gloucester County supports local agency work that fosters self-sufficiency. Services include the AARP Tax Aid Program and student loan management. Call 856-845-4303 for more information.

Hudson County

United Way of Hudson County is dedicated to addressing homelessness. For years, the organization has supported the work of homeless shelters in the community and is an integral part of the team assembled to end chronic homelessness in Hudson County by increasing job and self-sufficiency skills of citizens as they work to enhance permanent housing opportunities in Hudson County.

United Way of Greater Newark serves western Hudson County: Belleville, Maplewood, East Newark, Newark, East Orange, North Arlington, Harrison, Nutley, Irvington, Orange, Kearny, South Orange and West Orange. As the backbone of the Newark Asset Building Coalition, United Way of Greater Newark forges the pathway to financial stability through Volunteer Income Tax Assistance (VITA), Financial Literacy Workshops, Credit Counseling, and FAFSA prep

Hunterdon County

United Way of Hunterdon County provides free tax preparation that helps low-income residents capitalize on specialized tax credits like the Earned Income Tax Credit, Child Tax Credit, and the Education Tax Credit. Make an appointment to meet with a VITA volunteer online or by calling 908-237-1689. Appointments will be made Monday through Friday from 10 AM to 1 PM and from 5 PM to 8 PM.

The Hunterdon Diaper Bank (HDB) centralizes the fundraising and distribution of free diapers to ALICE families through existing service providers, including local food pantries, daycare centers, social service agencies, and shelters. Through a Diaper Distribution Network (DDN) HDB will provide free diapers monthly to ALICE families in Hunterdon County.

United Way of Hunterdon County also engages local businesses, organizations, schools, families, and individuals to "adopt" those in need during the holidays through their Holiday Hands Program.  

Mercer County

United Way of Greater Mercer County provides an array of programs focuses on financial security. This includes free tax preparation services to families and individuals making less than $65,000. Follow the steps on their website to book an appointment with their VITA volunteers. They also have programs for financial coaching and finding financial aid for college.

Middlesex County

United Way of Central Jersey supports financial literacy for all families and individuals including asset building, credit counseling, knowledge of budgeting, personal finance, home buyer classes, responsible tenancy, tax filing assistance services, etc. For information about current programming call 732.247.3727.

Monmouth & Ocean Counties

United Way of Monmouth and Ocean Counties has opened Financial Success Centers (FSCs) throughout the region that provide comprehensive resources under one roof to help Monmouth and Ocean County residents move from financial difficulty to economic well-being. They are designed to assist anyone who wishes to move forward financially or create more economic balance in their lives. Free services include access to tax preparation, financial coaching, benefits screening, application assistance (SNAP, utility assistance, child care subsidies), budgeting and money management, and housing resources (rent search assistance, reverse mortgage counseling, home purchase counseling and foreclosure counseling). 

Morris County

United Way of Northern New Jersey ensures families and individuals are supported on their path to self-sufficiency. They provide residents with financial education that focuses on budgeting, saving, building credit, and more. United Way works with community partners to provide free tax preparation, while also helping low- and moderate-income residents capitalize on specialized tax credits like the Earned Income Tax Credit, Child Tax Credit, and the Education Tax Credit. Their employment resource center is designed to help residents obtain jobs by offering career counseling, workforce development workshops, and computer training. To learn more, call 973-993-1160.

Passaic County

United Way of Passaic County's Financial Empowerment Zone (FEZ) helps individuals and families attain and preserve assets, become more financially stable, and achieve long-term economic independence. They provide free tax preparation services, one-on-one financial coaching, and financial literacy workshops to increase the financial stability among lower-income working families in Passaic County.

Paterson has launched a Guaranteed Income Pilot Program. This program will select 110 participants and provide them with $400 per month for one year. To be eligible, individuals must a Paterson resident age 18 or over and have an annual income of less than $30,000 for individuals or $88,000 for families. Applications will be accepted from April 12, 2021 through April 30, 2021. Learn more and apply online.

Salem County

United Way of Delaware serves Salem County. Through the help of community partners, they encourage financial stability through affordable housing and workforce development

Somerset, Sussex & Warren Counties

United Way of Northern New Jersey ensures families and individuals are supported on their path to self-sufficiency. They provide residents with financial education that focuses on budgeting, saving, building credit, and more. United Way works with community partners to provide free tax preparation, while also helping low- and moderate-income residents capitalize on specialized tax credits like the Earned Income Tax Credit, Child Tax Credit, and the Education Tax Credit. Their employment resource center is designed to help residents obtain jobs by offering career counseling, workforce development workshops, and computer training. To learn more, call 973-993-1160.

Union County

United Way of Greater Union County partners with non-profits and government agencies throughout the county to help deliver the human services the community needs including programs that help people build the job skills and knowledge necessary for them to attain financial independence and stability. Over 55 organizations have joined this Community Resource Network, each one filling a vital role connecting the individuals and families of Union County, North Plainfield, and South Plainfield to the support they require.

Text this page to someone: