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Prescription Assistance is Available

Many people have difficulty affording health care, including prescription medicines, but there are assistance programs available that are government based and privately sponsored.

Pharmaceutical Assistance to the Aged & Disabled (PAAD)

The PAAD program is a state-funded program that helps eligible seniors and individuals with disabilities save money on their prescription drug costs.

You may be eligible for PAAD if you meet the following requirements:

  • You are a New Jersey resident
  • You are age 65 or older or between ages 18 and 64 and receiving Social Security Title II Disability benefits
  • Your income for 2022 is less than $38,769 if single or less than $45,270 if married.
  • Medicare-eligible PAAD beneficiaries are also required to enroll in a Medicare Part D Prescription Drug Plan.

For more information call (800) 792-9745 or learn more here.

Senior Gold Prescription Discount Program

The Senior Gold Prescription Discount Program (Senior Gold) is a state-funded prescription program with a different co-payment structure and income eligibility guidelines than those of PAAD.

You may be eligible for Senior Gold if you meet the following requirements:

  • You are a New Jersey resident;
  • You are age 65 or older or between ages 18 and 64 and receiving Social Security Disability benefits;
  • Your annual income for 2022 is between $38,769 and $48,769 if you are single or between $45,270 and $55,270 if you are married.
  • In addition: All Medicare-eligible Senior Gold beneficiaries are also required to enroll in a Medicare Part D Prescription Drug Plan of their choice.

For more information call (800) 792-9745 or learn more here.

Nonprofit Prescription Assistance Programs

Needy Meds

Needy Meds connects people to programs that will help them afford their medications and other healthcare costs. Needy Meds provides a free printable drug discount card that can provide savings on prescription medications. For more information, call their helpline at (800) 503-6897.

The Medicine Assistance Tool

The Medicine Assistance Tool helps qualifying patients without prescription drug coverage get the medicines they need through the program that is right for them - free of charge. Many patients will get their medications at no cost or at discounted prices. To learn more visit their website


RxAssist helps individuals find information about free and low-cost medication programs through their database search. They also provide a free prescription discount card that patients may be able to use even if they have health insurance coverage.


The SingleCare Prescription Drug Saving Program provides free SingleCare cards that offer discounts on prescriptions. Participants may use the card as often as needed, for any prescription, for every family member. There is no income limit, age requirement, eligibility or registration required. The average savings is 40% per prescription. Click here to see the discounted price of medications, a list of participating pharmacies and to download your SingleCare card today.

Retail-Specific Prescription Savings Program

Walmart Pharmacies provide many prescriptions for $4.00 for a 30 day supply. For a complete list of medications, click here.

Compare prices before you buy

N.J. Prescription Drug Retail Price Registry helps consumers compare the retail prices charged by many pharmacies for the 150 most-frequently prescribed prescription drugs. By comparing prices, consumers can see what a pharmacy has reported it charges for a specific prescription drug. Comparing the prices listed in this registry will help a consumer find the pharmacy in his or her area with the lowest retail price for a specific prescription drug.

To use this registry, consumers need to know the name and dosage of the medication, its dosage, and their town or zip code. To learn more and access the registry, visit the website or call (800) 242-5846 or (973) 504-6200.

Pharmaceutical Companies Provide Assistance

A number of pharmaceutical companies are trying to help ease the burden of prescription medications. Many of these programs are designed with income eligibility requirements and are only for those without prescription insurance coverage, however some make allowances for people who are facing medical or financial hardships. See if a specific medication is associated with any assistance programs. Contact pharmaceutical companies directly or visiting their websites for more information.

For additional Prescription Expense Assistance, search local programs.

County Wellness Discount Programs

Atlantic County
All residents of Atlantic County can use the free Atlantic County Prescription Discount Card to save on prescription drugs for the entire family. Those with insurance for prescription drugs, may still benefit from the discount card, since it may save money on prescription drugs that the existing plan does not cover. To learn more call (877) 321-2652 or visit their website.

Cape May
The Cape May County Department of Health is launching a free prescription drug card for county residents. Any resident of Cape May County can use the Cape May County Rx Card and save up to 75% on prescription medications. The Cape May County Rx Card is available to all Cape May County residents, regardless of income, age, or insurance status.

Gloucester County
The Gloucester County Prescription Drug Discount Program helps to reduce the costs for individuals who do not have a prescription drug plan, or whose prescription medication is not covered by their current insurance provider. This free program is open to all residents of Gloucester County. There are no age or income requirements. Learn more here.

Mercer County
The Mercer County Prescription Discount Card Program is a free and open to all Mercer County residents. This program may help reduce prescription costs for residents who do not have a prescription drug plan and for residents who take prescription medicine that is not covered by their current insurance. For more information, call (877) 776-2285 or visit their website.

Middlesex County
The Middlesex County Multi-Assistance Program provides prescription assistance as well as a variety of other services. To learn about this program and its eligibility requirements, call (732) 745-3295, visit their website, or read the brochure.

Monmouth County
The Monmouth County Wellness Discount Program provides discounts on prescription drugs and some preventative care exams. This program is open to all NJ residents regardless of age or income. Learn more on their website.

Salem County
Salem County Office on Aging and Disabilities provides a prescription savings card for any Salem County resident. It gives a 10 to 50 percent savings on regular retail prescriptions at participating pharmacies. There are no income or quantity limits, or deductibles. For an application, contact the Office on Aging & Disabilities at 856-339-8622 or 856-451-1207 ext. 8622.

Research Sources Included

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